Why Does My Visa Gift Card Keep Getting Declined?

Why can’t I use my Visa gift card online?

Visa Gift Card Should be Registered To make it harder to use a stolen credit card online, many websites use a procedure called Address Verification System (AVS) to ensure the card number being used for payment matches the billing address on file with the bank..

How long does it take for Visa gift card to activate?

What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Why can’t I use my Vanilla gift card online?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. … The same is true for Visa gift cards, whether you buy them online or at the store.

How do I get money off my vanilla visa gift card?

Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot. Read the terms and conditions on the back of your card to know for sure.

Where is the 4 digit PIN on a Visa gift card?

You’ll find your 12-character Number and 4-digit PIN on the back of your Gift card.

How do I activate my Visa Gift Card?

Dial the number on the back of the card if there isn’t a sticker on the front. Your Visa gift card will have a customer service number listed on the back of the card. Call this number and follow the necessary button prompts to activate it.

Do Visa gift cards always have a fee?

The answer is no. Visa, Mastercard®, American Express® and other bank-issued gift cards charge a purchase fee to cover the money they have to pay to third parties like the store, the program manager, and the processor.

Does vanilla visa need to be activated?

Vanilla gift cards don’t expire and aren’t credit cards, so no credit check is required. The gift cards don’t need to be activated once they’re purchased. You also might see signs advertising Vanilla Reload, which allows you to add funds to your MyVanilla card at various retailers.

Do I have to activate a prepaid Visa card?

The activation process is determined by the provider of your card, so you will need to follow the instructions provided with your card. Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used.

How long does it take for a Vanilla Visa card to activate?

In some rare instances, funds can take up to 24 hours to be available on the card. However, you can typically start using your card 60 minutes after the card is activated at the store.

How do I get money off my Vanilla gift card?

How to convert Visa gift cards to cashUse your Visa gift card to buy other merchants’ gift cards. … Add it to your PayPal wallet. … Add it to your Venmo account. … Pay your bills with your Visa gift card. … Go to a Gift Card Exchange Kiosk to trade it in. … Sell your Visa gift card through an app. … Convert your Visa gift card to cash by selling it to a website.More items…•

Where is the activation code on a Visa gift card?

Envelope 1 (Contains The Activation Codes) This is envelope 1 and contains the activation codes for your Visa gift cards. Envelope 1 is a normal letter sized orange envelope that says “Card Activation Receipt”. (This usually arrives before the other envelope, but it may arrive after as well.)

How do I know if my gift card is activated?

If you are concerned about the activation of the gift card, check with the cashier that it is properly activated and ready to use. The cashier may provide you with a receipt confirming that the card has been activated.

Can a Visa gift card be Cancelled?

You’ll need to provide the account number to cancel the Gift Card. We can then replace the Gift Card with the remaining balance, minus a $10.00 replacement fee.

How much money do I have in my card?

One way to check your account balances (if you don’t have an online account or don’t want to go to the ATM or bank branch) is to simply call your bank. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance.